01 - Place the shredded coconut in a dry skillet over medium heat and stir frequently for 3 to 5 minutes until lightly golden and aromatic. Remove from heat and allow to cool.
02 - Core apples and slice crosswise into 1/4-inch thick rounds. Arrange apple slices on a tray lined with parchment paper.
03 - If using caramel candies, microwave with 1 tablespoon water in 20-second intervals, stirring until smooth. If using caramel dip, warm until easily spreadable.
04 - Spread a thin layer of melted caramel over each apple slice using a spoon or small spatula.
05 - Scatter generous amounts of toasted coconut over the caramel-coated apple slices, pressing gently to ensure adherence.
06 - Microwave chocolate chips with coconut oil, if using, in 20-second intervals, stirring between bursts, until fully melted and smooth.
07 - Using a fork or piping bag, drizzle the melted chocolate over the coconut-topped apple slices.
08 - Optionally sprinkle flaky sea salt over the apple slices. Allow chocolate and caramel to set for 5 minutes before serving.